Cash a check on your mobile device. Cash a check with Ingo Money and, if your check is approved, get your money in minutes in your bank, prepaid card or PayPal account, buy an Amazon.com Gift Card, pay credit card bills or pick up cash at a MoneyGram agent location. Shop the best smartphones and cell phone plans at Spectrum Mobile - the nation's largest 4G LTE network. Add accessories to protect Samsung and LG phones.

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Cash paychecks, personal checks, business checks, money orders and more, anytime, anywhere. Get your money in minutes in the accounts you choose, as good as cash and safe to spend!

With Ingo Money, it’s your money on your terms.

All checks subject to review for approval. Fees may apply.

INGO MONEY APP

Cash a check on your mobile device.

Get your money in minutes in most bank, PayPal or prepaid card accounts, buy an Amazon.com Gift Card, pay credit cards or pick up cash at a MoneyGram agent location.

No check cashing lines. No take-backs. No worries.

All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.

Cash a check with Ingo Money and, if your check is approved, get your money in minutes in your bank, prepaid card or PayPal account, buy an Amazon.com Gift Card, pay credit card bills or pick up cash at a MoneyGram agent location.

No check cashing lines. No take-backs. No worries.

Simply link your accounts in the Ingo Money App, cash a check and choose where you want to send your money. Or split a check and send money to more than one place.

All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.

HOW THE APP WORKS

Cash a check in three easy steps.

Take pictures of your check

Choose when you want your money

Choose where to send your money

Fund most bank, prepaid or PayPal accounts, pay credit cards or split a check to multiple accounts

Sign in and tap ‘Cash a Check’
Take a photo of the front and back of your check
Choose WHEN you want your money
Choose WHERE you want your money
Submit your check for review

The review process typically takes just a few minutes. If your check is approved, you may also be asked to void it and submit a voided image.

Take pictures of your check

Choose when you want your money

Choose where to send your money

Fund most bank, prepaid or PayPal accounts, pay credit cards or split a check to multiple accounts

Download the Ingo Money App

Enroll to create your user profile

Link debit, prepaid, credit card and PayPal accounts

Your’re ready to Ingo

Cash checks in minutes for a fee; in 10 days for free

Download the Ingo Money App

Mobile Check Deposit Apps

Enroll to create your user profile

Link debit, prepaid, credit card and PayPal accounts

Your’re ready to Ingo

Cash checks in minutes for a fee; in 10 days for free

GET THE APP

Install the Ingo Money App and create your user profile.

Download

Install the app from the App Store℠ or the Google Play™ Store. Data rates may apply.

Enroll

Create your user profile and link your debit card, prepaid card, PayPal and credit card accounts.

Snap

Follow the screen prompts to snap a photo of the front and back of your check.

Go

Get your money in minutes for a fee or in 10 days for no fee. Whichever option you choose, if your check is approved and your account is funded, your money is as good as cash and safe to spend.

All checks subject to review for approval. Fees may apply.
Most credit card issuers post funds within 24 hours.

FAQCONTACT USCAREERS

SUPPORTED ACCOUNTS & NETWORKS

The Ingo Money App may be used by identity-verified customers to cash checks issued on U.S. financial accounts to fund: (1) most debit, prepaid and credit card accounts issued by hundreds of U.S. financial institutions including Chase^®, Bank of America^®, Citi^®, Wells Fargo^®, American Express^®, U.S. Bank^®, PNC Bank^®, Capital One^®, HSBC Bank USA, TD Bank, Discover^®, Synchrony Bank, First Premier^® Bank, MetaBank^® and The Bancorp Bank; (2) PayPal^™, PayPal^™ for Business and PayPal^™ Prepaid MasterCard^® accounts; (3) Amazon.com Gift Cards; (4) most prepaid cards, including Chase Liquid^®, Wells Fargo EasyPay^®, Regions Now Card^®, BB&T MoneyAccount^®, NetSpend^®, Green Dot^® Prepaid Debit, Walmart MoneyCard^®, H&R Block^® Emerald Card^®, ACE Elite^™, RushCard^®, AccountNow^®, Kroger® 1-2-3 REWARDS^®; and (5) cash pick-up at MoneyGram’s participating U.S. locations. Funds may also be used to pay retail credit card bills from thousands of retailers including Walmart^®, Target^®, Costco^®, Home Depot^®, Lowe’s^®, BestBuy^®, Gap^® and Old Navy^®. You can also access the Ingo Money service in dozens of mobile banking apps including American Express Serve® and Bluebird℠ by American Express. Ingo Money participates in the Visa^®, MasterCard^®, American Express^®, Star^®, Pulse^®, NYCE^® and Maestro^® payment networks.

LEGAL DISCLOSURE

Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.

Amazon.com Gift Cards (“GCs”) sold by First Century Bank, N.A., an authorized and independent reseller of Amazon.com Gift Cards. Except as required by law, GCs cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods at Amazon.com or certain of its affiliated websites. For complete terms and conditions, see www.amazon.com/gc-legal. GCs are issued by ACI Gift Cards, Inc., a Washington corporation. All Amazon ®, ™ & © are IP of Amazon.com, Inc. or its affiliates. No expiration date or service fees.

Cash pick-up service is provided by MoneyGram Payment Systems, Inc., subject to the MoneyGram Terms and Conditions available at https://www.moneygram.com/us/en/terms-and-conditions; availability subject to agent operating hours and compliance with regulatory requirements. MoneyGram cash payout transactions are av